Why Licensing and Insurance Matter

The above-titled website is an organization devoted to the consumer. It is a non-profit resource and completely free to use. Consumers can search by county to find a list of licensed and insured moving companies. The listings are presented alphabetically, not in any preferential order.

Now, let’s take a moment to consider what can happen when a mover is not licensed, not insured, or both. Technically, a mover must be licensed to obtain insurance and insured to maintain a license. And while the following examples may sound simple, they are anything but funny when they happen.

1. A mover stumbles and is injured while carrying your dresser.

2. A mover damages your neighbor’s property during the move.

3. A mover is involved in an accident while transporting your household goods in a rented, borrowed, or unlicensed truck.

4. A mover is injured while entering your home.

5.  A mover demands an additional $800 before unloading your belongings.

These are often not established businesses. The rules do not apply to them. They typically have no real ties to the community. When problems arise, they simply move on. Their trucks may be rented or borrowed, not company-owned. After an issue occurs, obtaining a satisfactory resolution can be extremely difficult.

In closing, being licensed and insured is not inexpensive. It requires real investment. Proper training is part of that investment because it helps reduce risk and control insurance costs. Spending a few extra dollars on a licensed and insured mover today can save you from surprises, heartache, liability, and additional expense later.

Search for your licensed mover here: https://www.njmovers.com

 Contributor: Dick Scaffa, National Van Lines and NJWMA Board of Director.